Use Mental Mathematics for Everyday Calculations

Lesson 20 min Beginner
Practise mental addition, subtraction, multiplication and division using friendly numbers, place value, known facts, estimation and inverse operations.
Suitable for
All Ages

Mental mathematics means working with numbers in your head using number relationships and useful strategies.

It does not mean trying to perform every written calculation from memory.

Instead, you look at the numbers, choose an efficient approach and check whether your answer makes sense.

Goal: use flexible mental strategies for common addition, subtraction, multiplication and division calculations.

Before you start

Review Practical Number Sense for Everyday Mathematics.

This lesson uses place value, decomposition, friendly numbers, estimation and inverse operations from that article.

You may use paper to record your thinking, but try each calculation mentally before writing a formal method.

Why is mental mathematics useful?

Mental calculation is useful when:

  • estimating a shopping total
  • checking change
  • planning time
  • comparing prices
  • splitting a quantity equally
  • checking a calculator result
  • deciding whether an answer is reasonable

You do not always need an exact mental answer.

Sometimes a good estimate is enough to make a decision.

Choose a strategy instead of one fixed rule

Consider:

49 + 32

You could use several strategies.

One is to make 49 into the friendly number 50:

50 + 32 = 82

Then adjust by one:

82 less 1 = 81

So:

49 + 32 = 81

The strategy works because you changed one number temporarily and then corrected for that change.

Strategy 1: Make a ten

Numbers close to a multiple of ten are often easy to work with.

Calculate:

38 + 27

Move 2 from 27 to 38:

40 + 25 = 65

The total remains the same because you transferred 2 from one addend to the other.

Try it

Calculate mentally:

46 + 29

One solution

Think of 29 as 30 less 1.

46 + 30 = 76

Then:

76 less 1 = 75

Strategy 2: Separate tens and ones

Calculate:

54 + 23

Separate the tens:

50 + 20 = 70

Then the ones:

4 + 3 = 7

Combine them:

70 + 7 = 77

Another example

Calculate:

67 + 28

Separate:

60 + 20 = 80

7 + 8 = 15

Then:

80 + 15 = 95

Strategy 3: Add in convenient stages

For:

125 + 48

you might add 40 first:

125 + 40 = 165

Then add 8:

165 + 8 = 173

This can be easier than trying to combine every digit at once.

Subtraction can be thought of as difference

Suppose you want:

100 less 67

You can count upward from 67.

From 67 to 70 is 3.

From 70 to 100 is 30.

So the total difference is:

3 + 30 = 33

Therefore:

100 less 67 = 33

Everyday example: checking change

An item costs 74 units of money and you pay 100.

Think about the distance from 74 to 100.

From 74 to 80 is 6.

From 80 to 100 is 20.

So:

6 + 20 = 26

The change should be 26 units of money.

Strategy 4: Subtract a friendly amount and adjust

Calculate:

83 less 29

Subtract 30 first:

83 less 30 = 53

You subtracted one too much, so add one back:

53 + 1 = 54

Try another subtraction

Calculate:

152 less 48

You can subtract 50:

152 less 50 = 102

Because 48 is two less than 50, add 2:

102 + 2 = 104

Use known multiplication facts

Basic multiplication facts can become building blocks for larger calculations.

If you know:

7 × 8 = 56

you can use that fact in other situations.

For example:

70 × 8 = 560

Place value changes the size of the number, but the basic multiplication relationship is still useful.

Strategy 5: Break multiplication apart

Calculate:

6 × 24

Break 24 into 20 and 4:

6 × 20 = 120

6 × 4 = 24

Then:

120 + 24 = 144

Why this works

The calculation:

6 × 24

can be thought of as:

6 × (20 + 4)

which gives:

(6 × 20) + (6 × 4)

This is an example of using the structure of multiplication.

Strategy 6: Multiply by a friendly number and adjust

Calculate:

9 × 37

Multiplying by 10 is easy:

10 × 37 = 370

But you only need nine groups of 37, so remove one group:

370 less 37 = 333

Therefore:

9 × 37 = 333

Multiply by 5 using 10

Five is half of ten.

So for:

5 × 48

first calculate:

10 × 48 = 480

Then take half:

480 divided by 2 = 240

Therefore:

5 × 48 = 240

Multiply by 25 using quarters

Twenty five is one quarter of 100.

For:

8 × 25

you may already know that four groups of 25 make 100.

Eight groups therefore make:

200

Recognizing familiar number relationships can make calculations much faster.

Division is connected to multiplication

If you know:

8 × 6 = 48

then you also know:

48 divided by 6 = 8

and:

48 divided by 8 = 6

Related multiplication facts can therefore help with mental division.

Strategy 7: Split a division into easier parts

Calculate:

84 divided by 4

Break 84 into 80 and 4.

80 divided by 4 = 20

4 divided by 4 = 1

Combine:

20 + 1 = 21

Another division example

Calculate:

156 divided by 3

Break 156 into 150 and 6.

150 divided by 3 = 50

6 divided by 3 = 2

So:

156 divided by 3 = 52

Halving and doubling

Sometimes you can change a multiplication into an easier equivalent calculation by halving one factor and doubling the other.

Consider:

16 × 25

Double 25 and halve 16:

8 × 50

Do it again:

4 × 100 = 400

Therefore:

16 × 25 = 400

Use estimation before exact calculation

Suppose you need:

198 + 304

Before calculating exactly, estimate:

about 200 + about 300 = about 500

Now calculate:

198 + 304 = 502

The exact answer is close to the estimate.

Estimation can detect mistakes

Suppose a calculator shows:

198 + 304 = 5,020

Your estimate of about 500 immediately tells you that the displayed result is not reasonable.

The problem may be an input error.

Round only as much as you need

Suppose you are estimating:

61 + 38

You might use:

60 + 40 = about 100

That is enough to check the size of the answer.

You do not need unnecessary precision when the purpose is only estimation.

Use inverse operations to check

Suppose you calculate mentally:

67 + 28 = 95

You can check with subtraction:

95 less 28 = 67

This supports the original answer.

Check multiplication with division

Suppose:

7 × 18 = 126

You can check:

126 divided by 7 = 18

Using the inverse operation gives you another way to test your calculation.

Everyday example: estimating a shopping total

You plan to buy items costing:

39, 21 and 58

Before finding the exact total, estimate:

40 + 20 + 60 = about 120

The exact total is:

118

The estimate and exact result are close.

Everyday example: deciding whether a budget is enough

You have a budget of 200 units of money.

Three expected costs are about:

48, 72 and 61

Round to convenient values:

50 + 70 + 60 = about 180

The estimate suggests the costs may fit inside the budget.

You should still calculate the exact total before making a final decision.

Everyday example: sharing equally

A group has 96 items to divide equally among 8 people.

Think:

80 divided by 8 = 10

and:

16 divided by 8 = 2

So each person receives:

12 items

Everyday example: planning time

You have 120 minutes available.

Three tasks are expected to take about 28, 31 and 24 minutes.

Estimate:

30 + 30 + 25 = about 85 minutes

This suggests that 120 minutes should be enough, with some time remaining.

Exact answer or estimate?

Different situations require different levels of accuracy.

An estimate may be enough when:

  • checking whether a budget is approximately sufficient
  • judging whether a calculator result is sensible
  • planning roughly how long several tasks will take

An exact answer may be needed when:

  • paying a bill
  • giving exact change
  • recording an official measurement
  • dividing a fixed quantity exactly

Good mathematical judgement includes knowing which kind of answer the situation requires.

Practice 1: Make a friendly number

Calculate mentally:

59 + 27

Suggested solution

Think:

60 + 27 = 87

Then:

87 less 1 = 86

Practice 2: Separate tens and ones

Calculate:

43 + 35

Suggested solution

40 + 30 = 70

3 + 5 = 8

70 + 8 = 78

Practice 3: Use difference

An item costs 63 and you pay 100.

How much change should you receive?

Answer

From 63 to 70 is 7.

From 70 to 100 is 30.

7 + 30 = 37

Practice 4: Adjust a subtraction

Calculate:

91 less 39

Suggested solution

Subtract 40:

91 less 40 = 51

Then add one:

51 + 1 = 52

Practice 5: Break multiplication apart

Calculate:

7 × 23

Suggested solution

7 × 20 = 140

7 × 3 = 21

140 + 21 = 161

Practice 6: Use a related multiplication fact

If:

9 × 7 = 63

what is:

63 divided by 7?

Answer

9

Practice 7: Split a division

Calculate:

92 divided by 4

Suggested solution

80 divided by 4 = 20

12 divided by 4 = 3

So:

92 divided by 4 = 23

Practice 8: Estimate first

Estimate:

297 + 405

One estimate

300 + 400 = about 700

The exact answer should therefore be close to 700.

Practice 9: Spot the unreasonable result

A calculator displays:

48 × 6 = 2,880

Why should you question the answer?

Answer

Fifty groups of 6 would equal only about 300.

So 2,880 is far too large.

A reasonable exact answer should be close to 300.

Practice 10: Choose the better method

You want to know whether four items costing about 24 each will fit within a budget of 100.

Which is most useful first?

  1. Estimate mentally
  2. Use a long written calculation immediately

Answer

Estimate mentally.

Think of each price as about 25:

4 × 25 = 100

This tells you quickly that the budget is very close to the expected total.

Activity: Build your own mental strategy

For each calculation below, decide which strategy you would use before calculating.

  1. 48 + 35
  2. 102 less 49
  3. 8 × 19
  4. 144 divided by 6
  5. 398 + 205

Possible strategies include:

  • make a friendly number
  • separate place values
  • use difference
  • break multiplication apart
  • use a related multiplication fact
  • split division into easier parts
  • estimate first

There may be more than one good method.

Do not force mental calculation when another tool is better

Mental mathematics is one useful tool.

A written method, calculator or spreadsheet may be more appropriate for long, repetitive or highly precise calculations.

The important skill is choosing a suitable method and still using number sense to check the result.

Common mental mathematics mistakes

  • trying to hold too many steps in memory at once
  • adjusting a friendly number but forgetting to adjust the answer
  • losing track of place value
  • using an operation that does not match the problem
  • accepting an unreasonable calculator result
  • assuming there is only one correct mental strategy
  • using an estimate when an exact answer is required

A mental calculation checklist

Before calculating, ask:

  1. Do I need an exact answer or only an estimate?
  2. Can I make one number friendlier?
  3. Can I separate the numbers using place value?
  4. Do I know a related multiplication or division fact?
  5. Can I use halving, doubling or an inverse operation?
  6. What approximate answer should I expect?
  7. Does my final answer fit that expectation?

Self check

  1. Why can 49 + 32 be changed temporarily to 50 + 32?
  2. How can a multiplication fact help with division?
  3. Why is estimation useful before using a calculator?
  4. When might an exact answer be more important than an estimate?
  5. Why can two people use different mental strategies and still both be correct?

Suggested answers

  1. You can use the friendly number 50 and then correct for the extra one that was added.
  2. Multiplication and division are inverse operations, so known multiplication facts can reveal related division facts.
  3. An estimate gives an expected size for the result and can reveal input or calculation errors.
  4. Examples include paying an exact bill, giving change or recording a required exact quantity.
  5. Number relationships can often be used in several valid ways, provided each method preserves the value of the calculation.

Lesson summary

Mental mathematics is flexible reasoning with numbers.

Useful strategies include making friendly numbers, separating place values, using difference, breaking multiplication apart, using known facts, splitting division and estimating before calculating.

The best strategy depends on the numbers and the purpose of the calculation.

Always use number sense to check whether your final answer is reasonable.

Continue learning

Review Practical Number Sense for Everyday Mathematics if you want more practice with estimation and number relationships.

You will use these mental strategies again when working with fractions and percentages.

Sources and further reading